Dubai continues to attract global investors and families looking for long term stability, and the Dubai Golden Visa remains one of the most powerful residency routes especially when tied to real estate. Below are the top 5 proven strategies in 2026 for securing a 10 year Golden Visa through property investment.

1. Buy a Single Property ≥ AED 2 Million (Freehold, Ready or Off-Plan)

• The most straightforward path: purchase a single freehold residential (or commercial) property with a value of AED 2 million or more.
• Both ready properties and off-plan units (from approved developers) qualify as long as the official documentation (title deed or developer agreement + payment records) supports the value.
• This method is simple to explain to clients and ideal for those who prefer a “single property, full residence” approach.

2. Combine Multiple Properties to Reach AED 2 M Threshold

• If no single property meets the threshold, you can combine two or more properties (apartments, villas, etc.) such that the total value reaches or exceeds AED 2 million.
• Each property must have a title deed, and the cumulative worth must meet the minimum. Joint ownership (e.g. with a spouse) is allowed but your share must equal AED 2 M.
• This gives flexibility: investors can start with smaller units and still qualify good for those with a tighter budget or looking to diversify.

3. Use Mortgaged Property Mortgage + Bank NOC Accepted

• Mortgaged properties are valid for Golden Visa eligibility, provided you get a No Objection Certificate (NOC) from the financing bank/developer.
• Recent updates (2025 onward) have relaxed strict down payment requirements making it easier for overseas investors to qualify through financed purchases.
• This route helps investors leverage their capital and still aim for the 10-year Visa without paying full cash upfront.

4. Opt for Off Plan Properties in Approved Projects (with Proper Documentation)

• Off-plan units in approved developments now count even before completion as long as the sale agreement is registered and payment/proof documents are in order.
• Often, this means participants can secure their Golden Visa eligibility earlier, ahead of project handover helpful for investors who want residency fast while waiting for property delivery.
• Just be cautious: make sure the developer is reputable, the project is in a freehold zone, and all paperwork (title deed or contract, valuation certificate, payment proof) is solid before applying.

5. Sponsor Family Make It a Family Visa by Meeting the AED 2M Requirement

• Once you qualify with the AED 2 M property investment, you can sponsor family members (spouse, children, sometimes parents) under the Golden Visa scheme.
• This makes the property + Golden Visa route especially attractive for families seeking long-term stability, education access, healthcare, and residency in Dubai.
• For married couples buying jointly: ensure that legal documentation (marriage certificate, joint ownership deed, share value) is correct so that eligibility remains valid.

6. Joint Property Investment with Spouse

Invest jointly with your spouse in a property valued at AED 2 Million, and both partners can qualify for the 10 year Golden Visa. The property must be in an approved freehold zone and meet all eligibility conditions. This option is ideal for families planning long term residency together.

7. Invest in Approved Real Estate Funds

Instead of purchasing physical property, you may invest AED 2 Million into government approved real estate funds. This counts as a valid real estate based investment and offers another pathway to qualify for the Golden Visa especially useful for investors preferring financial assets over real estate ownership.

8. Investor Nomination via Property

Once the AED 2M investment requirement is met, the investor can apply for the Golden Visa through Dubai Land Department (DLD) or GDRFA. The application demonstrates your investment value, financial stability, and compliance with UAE residency rules. Once approved, you receive a 10-year renewable residency permit.

What Investors Should Ensure before Applying Key Tips & Pitfalls

• Always confirm the title deed value is AED 2M+, or that combined properties reach this threshold.
• If you’re using a mortgage secure the bank NOC and full documentation showing loan status or equity.
• For off-plan investments ensure developer is approved and paperwork (sale agreement, escrow payment, registration) is complete.
• If combining multiple properties each property must have a proper title deed under your name (or share allocated properly) and the total value must meet the AED 2M requirement.
• Always keep val­id passport, health insurance, and any required residency documents ready as part of the visa application.

Final Thoughts

Investing in Dubai real estate to get the 10‑Year Golden Visa isn’t just about buying property it’s about securing a future. With the right investment, documentation, and guidance, you’re not only getting residency, you’re building stability, long term wealth, and peace of mind for you and your family.

At Roots Home Real Estate, we believe in delivering more than deals we offer tailored solutions, expert guidance, and transparent processes so you get the best value and confidence with every investment.

Whether you go for ready property, off plan, joint ownership, or fund investment we help you choose what fits your lifestyle and goals.

Interested? Reach out to us today and let’s explore which Golden Visa eligible Dubai properties meet your needs.

📞 Call / WhatsApp: +971 50 339 5211