Dubai’s off-plan property market continues to attract buyers for all the right reasons: flexible payment plans, lower entry prices, and access to brand-new communities. Whether you're purchasing for personal use or as an investment, the potential is real.

But like any property purchase, buying off-plan requires informed decision-making. As a real estate agency working closely with off-plan buyers, we’ve seen how the right guidance early on helps clients avoid unnecessary stress later. Below are five common mistakes to avoid, along with insights from our day-to-day experience in the market.

1: Choosing a Project Without Reviewing the Developer's Track Record

It’s easy to get drawn in by glossy visuals and payment offers. But the real question is: can the developer deliver what they promise?

Each developer has a different history with handovers, finishing quality, and post-sales support. Some consistently meet timelines, while others may run late or compromise on amenities.

Before booking, review the developer’s completed projects, past handover timelines, and what current residents are saying. A well-priced offer is only worthwhile when it is backed by consistent delivery.

2: Assuming Every 1% Plan Is Equal

The 1%  monthly payment structure is one of Dubai’s most popular offers, but they’re not all built the same.

Some are calculated on the full price, others after a down payment. Some have long post-handover terms, while others require big final payments in just two years.

Before you book, ask for the full payment schedule. That way, you know exactly what you’re committing to and when.

3: Not Checking What’s Ready Around the Project

Many off-plan projects launch in new areas like DLRC, Arjan, and parts of Dubai South. The growth potential is great, but some locations are still years away from being fully livable.

You could get a ready apartment, but find the surrounding roads, parks, or retail aren’t open yet.

Smart move: review satellite maps, infrastructure timelines, and the master community’s progress. You’re not just buying the unit, you’re buying into the neighborhood too.

4: Forgetting the Full Cost of Buying

The base price and payment plan don’t include everything. There are other costs like:

• 4 percent DLD registration
• Oqood and admin fees
• Service charges
• Furnishing and utilities setup

Even when developers offer incentives, it’s important to ask what’s actually included. We recommend budgeting an extra 8 to 12 percent on top of the listed price for a smooth handover.

5: Buying Without a Clear Goal

Are you buying to live, rent, or invest? Not having a goal can lead you to choose a property that doesn’t fit your lifestyle or financial plans.

Some communities are better for end-users, others for long-term rental returns. Your goal should shape what you buy, where you buy, and when.

Our approach: we always start by asking what success looks like for you and then match the property to the plan, not the other way around.

How to Avoid These Mistakes

The easiest way to avoid these missteps is to work with the right guidance from the start.

Not everything is visible in a brochure, and that’s where expert advice matters. A team that knows the market, understands developer performance, and has hands-on experience with payment plans can help you move forward with clarity.

We help clients:

• Compare projects by long-term value, not just price
• Review and explain full payment schedules
• Know exactly what to expect at handover
• Match their budget and goals with the right location and plan

You deserve more than a sales pitch. You deserve a strategy that works for you.

Final Thoughts

Buying off-plan in Dubai is an exciting opportunity. The key is to go in informed, supported, and focused on what matters most to you.

At Roots Home Real Estate, we’re here to simplify the process, clarify the details, and help you make a confident decision.

Thinking about buying off-plan in 2025? Let’s talk. We’ll help you choose smarter, buy easier, and stay a step ahead every step of the way.